right to appraisal
If your insurance company is refusing to pay for the proper repairs to your vehicle, the appraisal clause might help. You do not have to accept what the insurance company is telling you, and your policy provides options to you at your disposal.
We can bridge the gap between what an insurance company will pay for and what a repair shop charges by using your right to appraisal. Your insurance policy likely has an appraisal clause. Contact us for a free consultation to see if we can assist in your claim.
Is the insurance company's estimate lower than your repair shop's estimate?
It is a too familiar scenario after an accident where the body shop calculates an estimate for the proper repairs to a damaged vehicle; then, the insurance company produces an estimate or appraisal that is several hundred dollars to several thousand dollars short.
This shortage might cause some body shops to eat the difference, or the shop may cut corners to stay profitable. Vehicle technology is increasing at a rapid rate designed primarily at improving the safety of the vehicle. Often the repairs necessary to inspect and test these systems get overlooked or are not understood. Ultimately, these labor procedures either don’t happen due to a lack of knowledge or insurance company’s denial to cover the cost.
We can help you recover the amount it takes to safely repair the vehicle, ensuring that all manufacturer recommendations and specifications are followed.
Contact us to see how we can help you get the full repair bill paid by your insurer.
How can i use my right to appraisal to get the insurance company to pay the repair bill?
What if my car is a total loss?
The appraisal clause works to recover the full repair cost and can also help in the event your vehicle is declared a total loss. Even if your car was repaired, it could potentially be a total loss if all the damage was not addressed, improper repairs were made, or safety inspections or calibrations still need to be completed.
If your vehicle was declared a total loss, you could use your right to appraisal to recover your car’s fair market value. Insurance companies use third-party vendors that use software packages that rarely produce an accurate value for your vehicle. A third party appraiser can help to recover the actual price of your car in the event of a total loss.