Appraisal Clause
If your insurance company is refusing to pay for the proper repairs to your vehicle, we can help.
We can help you bridge the gap between what an insurance company will pay for and what a repair shop charges.
Is the insurance company's estimate lower than your repair shop's estimate?
It is a too common scenario after an accident where the body shop calculates an estimate for the proper repairs to a damaged vehicle, and the insurance company produces an estimate or appraisal that is several hundred dollars to several thousand dollars short.
This shortage might cause some body shops to eat the difference, or the shop may cut corners to stay profitable.
How can i ensure the insurance company covers the cost of repairs?
Shop Choice
Choose a shop who you trust and preferably a shop that is certified by the manufacturer of your vehicle.
File a complaint
If the insurance company is not treating you fairly you should file a formal compalint with the Oklahoma Insurance Commision.
Consult an attorney
One option is to hire an attorney and file suit against the insurance company or the person who hit you.
Appraisal Clause
Another option is to invoke the appraisal and hire an independent appraiser to handle the discrepancy.
Appraisal Clause Process
Hire an appraiser
First, hire a competent independent appraiser to calculate the value of your vehicle.
Inform your insurer
Inform your insurer in writing that you are invoking your right to an appraisal and who you have hired.
We handle the rest
We will work with your insurance company's appraiser to come to an agreement on the value of your vehicle.