Lawton Total Loss Claims
Don't Feel Threatened By The Insurance Company.
We’ll Help You Recover What You’re Actually Owed.
Has your vehicle been declared a total Loss?
The process for a total loss claim starts with a personal inspection. A claims adjuster will enter the vehicle information into the CCC database, which includes the make and model, year, mileage, and options or upgrades.
Once this information is entered into the system, the adjuster will attempt to come to a conclusion on the value of the vehicle. The insurance company will never pay more than its actual cash value. There is no way you can negotiate this type of settlement if you are unaware of the value of your vehicle.
To make a total loss claim, the driver of a totaled vehicle must notify both their own insurance company and the insurance company of the other driver. Usually, this happens after the collision and the other driver’s insurance company has sent a damage estimator to make a written estimate of the repairs needed to restore the vehicle to pre-collision condition.
When the vehicle is no longer usable, it will be declared a salvage vehicle, and the insurance company will pay out the money to the registered owner. Sometimes the amount the insurance company offers is way lower than you expect it to be. That’s when you need to hire an independent vehicle appraiser to help you determine the right value and recover what you’re actually owed.
Get a FREE Consultation from our vehicle appraisers at Collision Safety Consultants Of Oklahoma.